Personal | Mission Saver

Mission Saver


Designed for any individual looking to boost their savings, a Mission Saver account with CDF Community Fund provides a way for you to contribute back to the community – it's a higher return than money alone.

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CDF customer: St Thomas the Apostle Parish, Clyde North

SPECIAL


Earn up to 4.90% p.a.* with a Mission Saver Plus account

Our Mission Saver Plus account rewards those working in the Catholic sector with a bonus interest rate, provided more money is deposited than withdrawn each month, by at least $1, not including interest earned. View the full terms and conditions or current interest rates for personal accounts.

Features and benefits


Support community projects

Contribute to the funding of building projects that impact countless individuals every day. Your savings will fund projects that enable education, healthcare and social welfare.

Competitive interest rates

While you make a difference through your savings, we also offer competitive rates to help your money grow over time.

Local help, when you need it

Our Australian-based team are local and here to help if you need a hand.

A socially responsible investment

We are here to support the common good, and those charged with doing good in our communities. Funds invested with are used responsibly, in line with the Catholic Social Teaching of our faith.

Online accessibility

View and manage your account online, 24/7 from anywhere and on any device.

No fees

No fees for active personal accounts with CDF Community Fund.


Mission Saver Plus


Rewarding employees of Catholic organisations with a bonus rate^

Mission Saver Student


 An under 26’s account that rewards regular savers with a bonus rate^

31 Day Mission Saver


An account for any person that wants to save while doing good

Interest Rate

up to 4.90% p.a.*

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with immediate access to funds

Eligibility

Only available to employees of Catholic organisations

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Interest Rate

up to 4.90% p.a.*

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with 31-day notice of withdrawal

Eligibility

Available to students or youth under 26 years of age

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Interest Rate

1.50% p.a.*

Requirements

A minimum initial investment of $100




Access

Online, with 31-day notice of withdrawal

Eligibility

Available to everyone

Open an account

What our customers are saying


“I have taught at Avila College for 34 years. Throughout that time, I held a CDF Community Fund savings account which has been there for all the milestones in my life: overseas trips, preparing for the arrival of babies, school books and uniforms, 21st birthday parties – and now, for more of my own adventures.


Directly credited from my salary, CDF Community Fund has made it easier to tuck money away, while also supporting Catholic schools. It always surprises me how quickly the funds accumulate! While the Fund has moved with the times, it’s maintained a small community feeling – I have the convenience of online access, but I can also enjoy a chat with Richard (from the Customer Service team) over the phone whenever I have a query.”

Michelle Hanger

Teacher, Avila College


How to apply?


Pictured: CDF Staff

Getting started is easy:

Choose a Mission Saver account that is right for you and apply online today:


  • Mission Saver Student: students or youth under the age of 26 (including parents or legal guardians looking to establish an account for a minor)


  • Mission Saver Plus: employees of a Catholic organisations


  • Mission Saver 31-Day: any individual or joint account holders


Complete an online application and watch your impact grow.


More Good News

March 12, 2026
In modern Australia, Catholic organisations are called to act with integrity in a pluralist society that may not always prioritise the same values. Their core objectives—be it education, healthcare, or community and social services - generally reflect that identity; the ‘back-end’ operations that sustain them, however, may be subject to forces that detract from mission. A recent CDF Catholic Connect workshop, hosted by Catholic Development Fund (CDF) in partnership with Catholic Social Services Victoria (CSSV), challenged leaders to look deeper into how policies and processes reflect the Catholic mission. The session, ‘Aligning Organisational Practices with Mission’, explored how Catholic Social Teaching can be intentionally embedded across core operations, from procurement and investment to hiring and governance. Lessons and Learnings with Industry Experts Four panel and workshop presenters brought strong sector experience and deep insight: Tarang Jain ( Modern Slavery Liason Officer / Group Procurement Lead ESG, St Vincent’s Health Australia ) Melissa Halliday ( Community Development Project Coordinator, ACRATH ) Dr John Ballard (Board Director Mercy Education and Catholic Development Fund / Leadership and Governance Consultant) Anna Brazier ( Climate Justice Coordinator, Jesuit Social Services )
March 11, 2026
Media Release: Catholic Diocese of Ballarat The Catholic Diocese of Ballarat marked the conclusion of a distinguished chapter of leadership, pastoral care and dedicated service to the community with a Mass of Thanksgiving on 2 March 2026 for Bishop Paul Bird as he retires as Bishop of Ballarat. Bishop Paul has served the Diocese of Ballarat since 2012. Upon turning 75, Bishops are requested to offer their resignations to the Pope. Bishop Paul turned 75 in 2024 and offered his resignation but was asked to stay on till a successor could be found. On January 7, 2026, Pope Leo appointed Fr Mark Freeman to be the new Bishop of Ballarat. At the same time, Pope Leo appointed Bishop Paul as Apostolic Administrator, to care for the diocese until Bishop Elect Mark is ordained and installed as the ninth Bishop of Ballarat on 19 March 2026.
March 4, 2026
On 20 February 2026, St Clare - Villa Maria Catholic Homes' landmark retirement living precinct in Kew - was officially blessed by the Most Rev Peter A. Comensoli, Archbishop of Melbourne. The occasion brought together residents, partners and supporters to give thanks for what had been built, and to look forward to what it would make possible. For CDF, the sole lender of the major project, the occasion was a meaningful reminder that careful stewardship and mission-aligned lending create outcomes that endure - not just beautiful spaces, but dignity, security and hope for people who need it most.
Read more

Want to speak to our team?


If you have a question about opening an account, we're here to help:

Call us

Contact our Client Services team on 1800 134 135

Have a question?

View our Frequently Asked Questions (FAQs) or email us and our team will help with your query

Request a call back

Have a member of our team call you at a time that works for you

Request a call back

^The bonus interest rate Mission Saver Plus or Mission Saver Student accounts will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned. 

*Interest rates are subject to change. View the current interest rates.

The Fund is required by law to make the following disclosure: Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed here or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.