Personal | Mission Saver

Mission Saver


Designed for any individual looking to boost their savings, a Mission Saver account with CDF Community Fund provides a way for you to contribute back to the community – it's a higher return than money alone.

Open an Account

CDF customer: Our Lady of Lourdes Parish, Bayswater

SPECIAL


Earn up to 5.50% p.a.* with a Mission Saver Plus account

Our Mission Saver Plus account rewards those working in the Catholic sector with a bonus interest rate, provided more money is deposited than withdrawn each month, by at least $1, not including interest earned. View the full terms and conditions or current interest rates for personal accounts.

Features and benefits


Support community projects

Contribute to the funding of building projects that impact countless individuals every day. Your savings will fund projects that enable education, healthcare and social welfare.

Competitive interest rates

While you make a difference through your savings, we also offer competitive rates to help your money grow over time.

Local help, when you need it

Our Australian-based team are local and here to help if you need a hand.

A socially responsible investment

We are here to support the common good, and those charged with doing good in our communities. Funds invested with are used responsibly, in line with the Catholic Social Teaching of our faith.

Online accessibility

View and manage your account online, 24/7 from anywhere and on any device.

No fees

No fees for active personal accounts with CDF Community Fund.


Mission Saver Plus


Rewarding employees of Catholic organisations with a bonus rate*

Mission Saver Student


 An account that rewards youth up to the age of 25 with a bonus rate*

31 Day Mission Saver


An account for any person that wants to save while doing good

Interest Rate

up to 5.50% p.a.^

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with immediate access to funds

Eligibility

Only available to employees of Catholic organisations

Open an account

Interest Rate

up to 5.50% p.a.^

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with 31-day notice of withdrawal

Eligibility

Only available to youth up to the age of 25


Open an account

Interest Rate

1.50% p.a.^

Requirements

A minimum initial investment of $100




Access

Online, with 31-day notice of withdrawal

Eligibility

Available to everyone

Open an account

What our customers are saying


“I have taught at Avila College for 34 years. Throughout that time, I held a CDF Community Fund savings account which has been there for all the milestones in my life: overseas trips, preparing for the arrival of babies, school books and uniforms, 21st birthday parties – and now, for more of my own adventures.


Directly credited from my salary, CDF Community Fund has made it easier to tuck money away, while also supporting Catholic schools. It always surprises me how quickly the funds accumulate! While the Fund has moved with the times, it’s maintained a small community feeling – I have the convenience of online access, but I can also enjoy a chat with Richard (from the Customer Service team) over the phone whenever I have a query.”

Michelle Hanger

Teacher, Avila College


How to apply?


Pictured: CDF Staff

Getting started is easy:

Choose a Mission Saver account that is right for you and apply online today:


  • Mission Saver Student: students or youth up to the age of 25 (including parents or legal guardians looking to establish an account for a minor)


  • Mission Saver Plus: employees of a Catholic organisations


  • Mission Saver 31-Day: any individual or joint account holders


Complete an online application and watch your impact grow.


More Good News

September 9, 2026
On 27 July 2026, the small coastal town of Triabunna became the site of a significant milestone for Tasmania, with the official opening of the state's first completed Housing Australia Future Fund (HAFF) project , delivering 36 new social and affordable homes to a community where housing need is real and growing. For CDF, it is a moment that reflects what partnership can achieve when organisations come together around a shared commitment to serving others. A partnership built on shared purpose
By Hillaria Juliana August 19, 2026
In 1956, a priest with a vision and a community with faith came together to solve a problem. Catholic schools across Melbourne were overflowing. Families were growing. Government funding for Catholic education was simply unavailable. And so Fr James Wall, later honoured with the title 'Father of the Funds', established what he called the Schools Provident Fund (SPF): a new way for the Catholic community to pool its resources, invest in its future, and care for one another. The very first school funded through that vision was Sacred Heart Parish Primary School in Preston, Victoria, which opened in 1957 and became an instant success, laying the framework for what would follow. The movement spread across Australia and New Zealand, growing from a solution for Catholic schools into a broader vehicle for funding parishes, hospitals, aged care and social services. Seventy years later, that vision is very much alive.
By Michelle Ross-FitzGerald August 4, 2026
Catholic agency leaders are being urged to face a world of "brutal realities" with clear purpose, disciplined leadership and hope. At the recent CDF Catholic Connect workshop, leading economist Ivan Calhoun warned that AI, geopolitics, inflation and productivity pressures are reshaping the environment in which Catholic organisations operate. Insights from Leading Catholic Sector Voices Professor Elizabeth Labone – Chief Executive Officer, Victorian Catholic Education Authority (VCEA) Virginia Bourke – Chair, Mercy Health Martin Teulan – Chief Executive Officer, Association of Ministerial Public Juridic Persons (AMPJP) John McClusky – Chief Executive Officer, Catholic Development Fund (CDF) Ivan Colhoun – Independent Economist
Read more

Want to speak to our team?


If you have a question about opening an account, we're here to help:

Call us

Contact our Client Services team on 1800 134 135

Have a question?

View our Frequently Asked Questions (FAQs) or email us and our team will help with your query

Request a call back

Have a member of our team call you at a time that works for you

Request a call back

*The bonus interest rate Mission Saver Plus or Mission Saver Student accounts will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned. 

^Interest rates are subject to change. View the current interest rates.

The Fund is required by law to make the following disclosure: Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed here or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.