Personal | Mission Saver

Mission Saver


Designed for any individual looking to boost their savings, a Mission Saver account with CDF Community Fund provides a way for you to contribute back to the community – it's a higher return than money alone.

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CDF customer: St Thomas the Apostle Parish, Clyde North

Interest Rates


Earn up to 5.20% p.a.* with a Mission Saver Plus account

Our Mission Saver Plus account rewards those working in the Catholic sector with a bonus interest rate, provided more money is deposited than withdrawn each month, by at least $1, not including interest earned. View the full terms and conditions or current interest rates for personal accounts..

Features and benefits


Support community projects

Contribute to the funding of building projects that impact countless individuals every day. Your savings will fund projects that enable education, healthcare and social welfare.

Competitive interest rates

While you make a difference through your savings, we also offer competitive rates to help your money grow over time.

Local help, when you need it

Our Australian-based team are local and here to help if you need a hand.

A socially responsible investment

We are here to support the common good, and those charged with doing good in our communities. Funds invested with are used responsibly, in line with the Catholic Social Teaching of our faith.

Online accessibility

View and manage your account online, 24/7 from anywhere and on any device.

No fees

No fees for active personal accounts with CDF Community Fund.


Mission Saver Plus


Rewarding employees of Catholic organisations with a bonus rate^

Mission Saver Student


 An under 26’s account that rewards regular savers with a bonus rate^

31 Day Mission Saver


An account for any person that wants to save while doing good

Interest Rate

up to 5.20% p.a.*

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with immediate access to funds

Eligibility

Only available to employees of Catholic organisations

Open an account

Interest Rate

up to 5.20% p.a.*

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with 31-day notice of withdrawal

Eligibility

Available to students or youth under 18 years of age

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Interest Rate

1.50% p.a.*

Requirements

A minimum initial investment of $100




Access

Online, with 31-day notice of withdrawal

Eligibility

Available to everyone

Open an account

What our customers are saying


“I have taught at Avila College for 34 years. Throughout that time, I held a CDF Community Fund savings account which has been there for all the milestones in my life: overseas trips, preparing for the arrival of babies, school books and uniforms, 21st birthday parties – and now, for more of my own adventures.


Directly credited from my salary, CDF Community Fund has made it easier to tuck money away, while also supporting Catholic schools. It always surprises me how quickly the funds accumulate! While the Fund has moved with the times, it’s maintained a small community feeling – I have the convenience of online access, but I can also enjoy a chat with Richard (from the Customer Service team) over the phone whenever I have a query.”

Michelle Hanger

Teacher, Avila College


How to apply?


Pictured: CDF Staff

Getting started is easy:

Choose a Mission Saver account that is right for you and apply online today:


  • Mission Saver Student: students or youth under the age of 18 (including parents or legal guardians looking to establish an account for a minor)


  • Mission Saver Plus: employees of a Catholic organisations


  • Mission Saver 31-Day: any individual or joint account holders


Complete an online application and watch your impact grow.


More Good News

July 28, 2025
A new program called Generations of Value has been introduced in Catholic primary schools across Australia at the start of Term 3, 2025. The program aims to help children appreciate the unique contributions of people at all stages of life, showing them how society is stronger and more vibrant with generations working together. The program was developed by Mercy Health Foundation , Australian Catholic University (ACU) , Meaningful Ageing Australia and Catholic Health Australia , and sponsored by Catholic Development Fund (CDF). One of the main instigators, the foundation’s partnerships manager, Mark Trayli ng, says the thinking behind the program stemmed from a comment by his grandfather, a naval man, that when people lose their last parent, they become a ship without a rudder. ‘I appreciated the sentiment because it underscored how much we rely on previous generations for guidance ,’ Mr Trayling says. ‘ But upon reflection, I’d modify that image: while growing up, it’s helpful to have two hands on the tiller and someone pointing to the North Star—so that later in life, we’ll know how to steer on our own. Generations of Value is a reflection of this sentiment .’ Older people now are healthier, more educated and more involved than they ever have been.
July 27, 2025
Saturday 12 July 2025 marked a moment of extraordinary joy and deep spiritual significance for Melbourne’s Syro-Malabar Catholic community, with the consecration of the new St. Thomas Syro-Malabar Parish in Dandenong South. Located in the heart of Victoria’s growing south-eastern corridor, the newly built church is the culmination of years of prayer, planning and tireless effort from the devoted community. The consecration liturgy was led by His Beatitude Mar Raphael Thattil, Major Archbishop of the Syro-Malabar Catholic Church, and drew more than 2,000 faithfuls from across the state and beyond. The Syro-Malabar community in Melbourne’s South-East has seen remarkable growth over the past decade, prompting the establishment of the St. Thomas Parish in 2015 to meet the spiritual and pastoral needs of its faithful. In the early years, parishioners gathered for Masses and catechism in shared or rented spaces, all the while nurturing the hope of building a permanent church.
July 2, 2025
CDF Catholic Connect brought together over 150 people from Catholic and mission-driven organisations to explore how Artificial Intelligence (AI) can advance their purpose while maintaining human-centered values.
Read more

Want to speak to our team?


If you have a question about opening an account, we're here to help:

Call us

Contact our Client Services team on 1800 134 135

Have a question?

View our Frequently Asked Questions (FAQs) or email us and our team will help with your query

Request a call back

Have a member of our team call you at a time that works for you

Request a call back

^The bonus interest rate Mission Saver Plus or Mission Saver Student accounts will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned. 

*Interest rates are subject to change. View the current interest rates.

CDPF Limited, a company established by the Australian Catholic Bishops Conference, has indemnified the CDF Community Fund ABN 94 380 397 118 (the Fund) against any liability arising out of a claim by investors in the Fund. In practice, this means your investment is backed by the assets of Catholic Archdiocese of Melbourne. The Fund is required by law to make the following disclosure: Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed here or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.