Personal | Mission Saver

Mission Saver


Designed for any individual looking to boost their savings, a Mission Saver account with CDF Community Fund provides a way for you to contribute back to the community – it's a higher return than money alone.

Open an Account

CDF customer: St Thomas the Apostle Parish, Clyde North

SPECIAL


Earn up to 4.90% p.a.* with a Mission Saver Plus account

Our Mission Saver Plus account rewards those working in the Catholic sector with a bonus interest rate, provided more money is deposited than withdrawn each month, by at least $1, not including interest earned. View the full terms and conditions or current interest rates for personal accounts.

Features and benefits


Support community projects

Contribute to the funding of building projects that impact countless individuals every day. Your savings will fund projects that enable education, healthcare and social welfare.

Competitive interest rates

While you make a difference through your savings, we also offer competitive rates to help your money grow over time.

Local help, when you need it

Our Australian-based team are local and here to help if you need a hand.

A socially responsible investment

We are here to support the common good, and those charged with doing good in our communities. Funds invested with are used responsibly, in line with the Catholic Social Teaching of our faith.

Online accessibility

View and manage your account online, 24/7 from anywhere and on any device.

No fees

No fees for active personal accounts with CDF Community Fund.


Mission Saver Plus


Rewarding employees of Catholic organisations with a bonus rate^

Mission Saver Student


 An under 26’s account that rewards regular savers with a bonus rate^

31 Day Mission Saver


An account for any person that wants to save while doing good

Interest Rate

up to 4.90% p.a.*

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with immediate access to funds

Eligibility

Only available to employees of Catholic organisations

Open an account

Interest Rate

up to 4.90% p.a.*

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with 31-day notice of withdrawal

Eligibility

Available to students or youth under 26 years of age

Open an account

Interest Rate

1.50% p.a.*

Requirements

A minimum initial investment of $100




Access

Online, with 31-day notice of withdrawal

Eligibility

Available to everyone

Open an account

What our customers are saying


“I have taught at Avila College for 34 years. Throughout that time, I held a CDF Community Fund savings account which has been there for all the milestones in my life: overseas trips, preparing for the arrival of babies, school books and uniforms, 21st birthday parties – and now, for more of my own adventures.


Directly credited from my salary, CDF Community Fund has made it easier to tuck money away, while also supporting Catholic schools. It always surprises me how quickly the funds accumulate! While the Fund has moved with the times, it’s maintained a small community feeling – I have the convenience of online access, but I can also enjoy a chat with Richard (from the Customer Service team) over the phone whenever I have a query.”

Michelle Hanger

Teacher, Avila College


How to apply?


Pictured: CDF Staff

Getting started is easy:

Choose a Mission Saver account that is right for you and apply online today:


  • Mission Saver Student: students or youth under the age of 26 (including parents or legal guardians looking to establish an account for a minor)


  • Mission Saver Plus: employees of a Catholic organisations


  • Mission Saver 31-Day: any individual or joint account holders


Complete an online application and watch your impact grow.


More Good News

December 10, 2025
The Australian Catholic Youth Festival (ACYF) returned in 2025 with extraordinary energy, bringing more than 6,000 young people together from across the Australia and Oceania region for three days of prayer, workshops, worship and the Eucharist. Hosted by the Catholic Archdiocese of Melbourne and with CDF as a major sponsor, the festival transformed the city into a vibrant gathering place for young Catholics. From the opening Pilgrimage Walk to the closing Commissioning Mass, ACYF highlighted the beauty of the Catholic Church in Australia.
December 2, 2025
On Wednesday 26 November 2025, Cathedral Hall at Australian Catholic University in Melbourne became a hub of inspiration and collaboration as CDF hosted the final Catholic Connect workshop for the year. Under the theme ‘ Inspiring Generosity: Encouraging Greater Giving for Purpose and Impact ,’ more than 80 leaders from across Catholic organisations and the for-purpose sector gathered to explore the evolving landscape of fundraising, philanthropy, and advocacy. Understanding the Landscape The afternoon began with John McLeod from JBWere Family Advisory & Philanthropic Services, who provided a comprehensive overview of giving trends across Australia. His presentation painted a picture of both challenge and opportunity: while the for-purpose sector has experienced consistent growth, with income rising 8% annually since 1996, organisations now face tighter margins as expenses outpace income growth. What emerged most powerfully from the data was the story of generational change. With Australia's ageing population and an estimated $5.4 trillion expected to transfer through inheritances over the next 20 years, the sector stands at a critical juncture. The JBWere findings highlighted that while fewer taxpayers are claiming charitable deductions, those who do give are becoming increasingly generous. The challenge ahead for Catholic organisations is to normalise charitable bequests and engage the next generation of donors.
November 4, 2025
This Advent season, CDF is inviting our community to reflect on the true meaning of Christmas and participate in meaningful initiatives that bring hope, dignity, and joy to those who need it most. Across our network of schools, parishes, healthcare and social services, vulnerable families and individuals are preparing for what should be the most wonderful time of the year - but for many, it's become increasingly difficult. The cost-of-living crisis has pushed countless people to the brink, leaving nothing for luxuries and, for some, even the necessities feel out of reach. CDF is proud to stand alongside four client organisations this Christmas, each working tirelessly to ensure no one is left behind during the festive season.
Read more

Want to speak to our team?


If you have a question about opening an account, we're here to help:

Call us

Contact our Client Services team on 1800 134 135

Have a question?

View our Frequently Asked Questions (FAQs) or email us and our team will help with your query

Request a call back

Have a member of our team call you at a time that works for you

Request a call back

^The bonus interest rate Mission Saver Plus or Mission Saver Student accounts will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned. 

*Interest rates are subject to change. View the current interest rates.

CDPF Limited, a company established by the Australian Catholic Bishops Conference, has indemnified the CDF Community Fund ABN 94 380 397 118 (the Fund) against any liability arising out of a claim by investors in the Fund. In practice, this means your investment is backed by the assets of Catholic Archdiocese of Melbourne. The Fund is required by law to make the following disclosure: Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed here or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.