Personal | Mission Saver

Mission Saver


Designed for any individual looking to boost their savings, a Mission Saver account with CDF Community Fund provides a way for you to contribute back to the community – it's a higher return than money alone.

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CDF customer: St Thomas the Apostle Parish, Clyde North

SPECIAL


Earn up to 4.90% p.a.* with a Mission Saver Plus account

Our Mission Saver Plus account rewards those working in the Catholic sector with a bonus interest rate, provided more money is deposited than withdrawn each month, by at least $1, not including interest earned. View the full terms and conditions or current interest rates for personal accounts.

Features and benefits


Support community projects

Contribute to the funding of building projects that impact countless individuals every day. Your savings will fund projects that enable education, healthcare and social welfare.

Competitive interest rates

While you make a difference through your savings, we also offer competitive rates to help your money grow over time.

Local help, when you need it

Our Australian-based team are local and here to help if you need a hand.

A socially responsible investment

We are here to support the common good, and those charged with doing good in our communities. Funds invested with are used responsibly, in line with the Catholic Social Teaching of our faith.

Online accessibility

View and manage your account online, 24/7 from anywhere and on any device.

No fees

No fees for active personal accounts with CDF Community Fund.


Mission Saver Plus


Rewarding employees of Catholic organisations with a bonus rate^

Mission Saver Student


 An under 26’s account that rewards regular savers with a bonus rate^

31 Day Mission Saver


An account for any person that wants to save while doing good

Interest Rate

up to 4.90% p.a.*

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with immediate access to funds

Eligibility

Only available to employees of Catholic organisations

Open an account

Interest Rate

up to 4.90% p.a.*

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with 31-day notice of withdrawal

Eligibility

Available to students or youth under 26 years of age

Open an account

Interest Rate

1.50% p.a.*

Requirements

A minimum initial investment of $100




Access

Online, with 31-day notice of withdrawal

Eligibility

Available to everyone

Open an account

What our customers are saying


“I have taught at Avila College for 34 years. Throughout that time, I held a CDF Community Fund savings account which has been there for all the milestones in my life: overseas trips, preparing for the arrival of babies, school books and uniforms, 21st birthday parties – and now, for more of my own adventures.


Directly credited from my salary, CDF Community Fund has made it easier to tuck money away, while also supporting Catholic schools. It always surprises me how quickly the funds accumulate! While the Fund has moved with the times, it’s maintained a small community feeling – I have the convenience of online access, but I can also enjoy a chat with Richard (from the Customer Service team) over the phone whenever I have a query.”

Michelle Hanger

Teacher, Avila College


How to apply?


Pictured: CDF Staff

Getting started is easy:

Choose a Mission Saver account that is right for you and apply online today:


  • Mission Saver Student: students or youth under the age of 26 (including parents or legal guardians looking to establish an account for a minor)


  • Mission Saver Plus: employees of a Catholic organisations


  • Mission Saver 31-Day: any individual or joint account holders


Complete an online application and watch your impact grow.


More Good News

October 21, 2025
Media Release The iconic Our Lady of Sion convent and school campus site in Sale is set to be revitalised after plans were approved for a $40 million investment in one of the largest education projects ever undertaken in the Diocese of Sale . The announcement follows more than four years of consultation and master planning for the site as the Diocese of Sale and Diocese of Sale Catholic Education Ltd (DOSCEL) worked with the community and heritage experts on plans to restore the heritage listed buildings and rejuvenate the entire site for 21st century education use. The $40 million redevelopment, supported by CDF, will deliver three distinct projects and create a state-of-the-art education precinct. The projects include: A complex restoration and preservation of the heritage listed convent building Construction of a purpose-built primary school facility Incorporation of a separate education professional learning and leadership development centre to be known as the Ratisbonne Leadership Centre The preservation and revitalisation of this much-loved Sale landmark has been recognised as a good heritage outcome that acknowledges the history and enhances the significance of the place. The Heritage Impact Statement makes note of this positive impact through 'the removal of unsympathetic elements, the reactivation of the heritage site through adaptive re-use and the forthcoming conservation works.' St Thomas' Primary School, Sale will move into a state-of-the art primary school facility on the site and will be re-named Our Lady of Sion Catholic Primary School to honour the rich history of the Sisters of Sion. A strong link to St Thomas' will be maintained with a $12.5 million purpose-built. Learning Neighbourhood to be known as the St Thomas' Centre. The new building has been made possible with the support of a $3.6 million Capital Grant from the Australian Government. The first two floors of the Sion convent building will be repurposed for contemporary primary education use for Years 4 to 6 and will include connected classrooms, along with STEM, Library, Art, multimedia, administration, and office spaces. The beautiful convent chapel will be an inspirational and prayerful space for students. The Ratisbonne Leadership Centre will occupy the top floor of the convent building which will be refurbished and re-purposed as a specialised facility to deliver teacher and school leader professional learning programs to support Catholic schools across the Diocese of Sale. With independent access and carparking, it will support DOSCEL’s efforts to promote expert teacher practice and deliver teaching and learning excellence. This exciting project is being led by Monto Project Managers, with Y2 Architecture as the lead Architects. Melbcon Builders are on-site, laying the groundwork for construction to begin, with a planned completion in early 2027. St Thomas' Catholic Primary School Principal, Ms Jodie Ware: “This new building is more than just bricks and mortar; it is a commitment to nurturing minds and shaping futures. This state-of-the-art building project represents a vision for the future. It will provide modern, safe, and inspiring spaces for staff and students to grow and thrive.” Catholic Bishop of Sale, Most Reverend Greg Bennet: “The preservation and revitalisation of this much-loved Sale landmark not only protects our heritage, but as custodians of the site we have been given the opportunity to create a beautiful new place of learning for our young people that will enable them to grow in their love of Jesus in an enriching environment. This learning environment is deeply connected to our mission to proclaim the good news of Jesus Christ.” Director of Catholic Education for the Diocese of Sale, Mr Paul Velton: “St Thomas' Primary School was established by the Sisters of Our Lady of Sion more than 50 years ago so this in many ways is a return to its spiritual roots. It is also a wonderful opportunity to honour the past and invest in this new state-of-the-art school building for our students and ensure Catholic education continues to thrive on this site for another 125 years.” Architect concept images and video fly through below:
September 25, 2025
On Thursday 18 September, CDF Catholic Connect gathered leaders from across education, health, aged care, and community services for a workshop on Navigating Tomorrow: Protecting Your Mission Through Strategic Risk & Governance . The event explored how, in an era of increasing regulatory demands, emerging technologies, and societal change, organisations can protect their identity and mission while adapting and responding with agility. Lessons and Learnings from Risk Experts Three keynote presenters brought strong sector experience and deep insight: Jacinta Munro (Partner, Regulatory & Compliance, KPMG Australia) Funda Ozenc (Chief Quality Officer, Villa Maria Catholic Homes) Jayesh Kapitan (Partner, Risk Advisory, RSM Australia)
July 28, 2025
A new program called Generations of Value has been introduced in Catholic primary schools across Australia at the start of Term 3, 2025. The program aims to help children appreciate the unique contributions of people at all stages of life, showing them how society is stronger and more vibrant with generations working together. The program was developed by Mercy Health Foundation , Australian Catholic University (ACU) , Meaningful Ageing Australia and Catholic Health Australia , and sponsored by Catholic Development Fund (CDF). One of the main instigators, the foundation’s partnerships manager, Mark Trayli ng, says the thinking behind the program stemmed from a comment by his grandfather, a naval man, that when people lose their last parent, they become a ship without a rudder. ‘I appreciated the sentiment because it underscored how much we rely on previous generations for guidance ,’ Mr Trayling says. ‘ But upon reflection, I’d modify that image: while growing up, it’s helpful to have two hands on the tiller and someone pointing to the North Star—so that later in life, we’ll know how to steer on our own. Generations of Value is a reflection of this sentiment .’ Older people now are healthier, more educated and more involved than they ever have been.
Read more

Want to speak to our team?


If you have a question about opening an account, we're here to help:

Call us

Contact our Client Services team on 1800 134 135

Have a question?

View our Frequently Asked Questions (FAQs) or email us and our team will help with your query

Request a call back

Have a member of our team call you at a time that works for you

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^The bonus interest rate Mission Saver Plus or Mission Saver Student accounts will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned. 

*Interest rates are subject to change. View the current interest rates.

CDPF Limited, a company established by the Australian Catholic Bishops Conference, has indemnified the CDF Community Fund ABN 94 380 397 118 (the Fund) against any liability arising out of a claim by investors in the Fund. In practice, this means your investment is backed by the assets of Catholic Archdiocese of Melbourne. The Fund is required by law to make the following disclosure: Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed here or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.