Personal | Term Investment

Term Investment


Earn a competitive rate of interest, while choosing the terms that are right for you, with a CDF Community Fund personal Term Investment account.

Open an Account

CDF customer: St Columbas College, Essendon

Special Offer


4.85% p.a. on a 6-month Term Investment

Available for a limited time and subject to change.

View current interest rates for personal accounts.

Features and benefits


Boost your savings while doing good

Accounts with CDF Community Fund support local Catholic organisations to continue their mission, such as schools, hospitals and social services.

Flexible terms and timeframes

Choose from a range of terms that are right for you. Options vary from 1 month to 2 years.

Local help, when you need it

Our Australian-based team are local and here to help if you need a hand.

Fixed return on your investment

Invest with peace of mind, knowing your rate is locked in for the term. Interest is calculated daily and compounded upon maturity.

Online accessibility

View and manage your account online, 24/7 from anywhere, on any device.

No fees

No fees for active personal accounts with CDF Community Fund.


How to apply?


Pictured: CDF Staff

Before beginning your application:

You can open a Term Investment online under a personal or Self-Managed Super Fund (SMSF) name. To do so, you need to be 18 years or over and have: 

  • minimum deposit of $2,000;
  • bank account details to establish the investment (either direct debit details from your bank account or an existing CDF Community Fund account);
  • Australian residential address and contact details;
  • personal identification (e.g., drivers' licence, passport etc.).


For SMSF accounts, you will also need:

  • Certified copy of the Trust Deed (first page and schedule deed with the names and signatures of the trustees);
  • Trusts ABN (and ACN if there is a Corporate Trustee);
  • Bank Statement Header confirming the Trust details;
  • Personal identification for all individuals (Trustees, Directors, Beneficiaries).
Apply Online - Term Investment Apply Online - Term Investment SMSF

More information on how CDF Community Fund operates and manages Term Investments can be found in the Term Investment Information Statement. Speak to your financial advisor to determine if the Term Investment Account is right for you.


More Good News

July 28, 2025
A new program called Generations of Value has been introduced in Catholic primary schools across Australia at the start of Term 3, 2025. The program aims to help children appreciate the unique contributions of people at all stages of life, showing them how society is stronger and more vibrant with generations working together. The program was developed by Mercy Health Foundation , Australian Catholic University (ACU) , Meaningful Ageing Australia and Catholic Health Australia , and sponsored by Catholic Development Fund (CDF). One of the main instigators, the foundation’s partnerships manager, Mark Trayli ng, says the thinking behind the program stemmed from a comment by his grandfather, a naval man, that when people lose their last parent, they become a ship without a rudder. ‘I appreciated the sentiment because it underscored how much we rely on previous generations for guidance ,’ Mr Trayling says. ‘ But upon reflection, I’d modify that image: while growing up, it’s helpful to have two hands on the tiller and someone pointing to the North Star—so that later in life, we’ll know how to steer on our own. Generations of Value is a reflection of this sentiment .’ Older people now are healthier, more educated and more involved than they ever have been.
July 27, 2025
Saturday 12 July 2025 marked a moment of extraordinary joy and deep spiritual significance for Melbourne’s Syro-Malabar Catholic community, with the consecration of the new St. Thomas Syro-Malabar Parish in Dandenong South. Located in the heart of Victoria’s growing south-eastern corridor, the newly built church is the culmination of years of prayer, planning and tireless effort from the devoted community. The consecration liturgy was led by His Beatitude Mar Raphael Thattil, Major Archbishop of the Syro-Malabar Catholic Church, and drew more than 2,000 faithfuls from across the state and beyond. The Syro-Malabar community in Melbourne’s South-East has seen remarkable growth over the past decade, prompting the establishment of the St. Thomas Parish in 2015 to meet the spiritual and pastoral needs of its faithful. In the early years, parishioners gathered for Masses and catechism in shared or rented spaces, all the while nurturing the hope of building a permanent church.
July 2, 2025
CDF Catholic Connect brought together over 150 people from Catholic and mission-driven organisations to explore how Artificial Intelligence (AI) can advance their purpose while maintaining human-centered values.
Read more

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If you have a question about opening an account, we're here to help:

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Contact our Client Services team on 1800 134 135

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CDPF Limited, a company established by the Australian Catholic Bishops Conference, has indemnified the CDF Community Fund ABN 94 380 397 118 (the Fund) against any liability arising out of a claim by investors in the Fund. In practice, this means your investment is backed by the assets of Catholic Archdiocese of Melbourne. The Fund is required by law to make the following disclosure: Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed here or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.