Personal | Term Investment
Term Investment
Earn a competitive rate of interest, while choosing the terms that are right for you, with a CDF Community Fund personal Term Investment account.
CDF customer: St Columbas College, Essendon
Special Offer
4.55% p.a. on a 6-month Term Investment
Available for a limited time and subject to change.
Features and benefits
Boost your savings while doing good
Accounts with CDF Community Fund support local Catholic organisations to continue their mission, such as schools, hospitals and social services.
Flexible terms and timeframes
Choose from a range of terms that are right for you. Options vary from 1 month to 2 years.
Local help, when you need it
Our Australian-based team are local and here to help if you need a hand.
Fixed return on your investment
Invest with peace of mind, knowing your rate is locked in for the term. Interest is calculated daily and compounded upon maturity.
Online accessibility
View and manage your account online, 24/7 from anywhere, on any device.
No fees
No fees for active personal accounts with CDF Community Fund.
How to apply?
Before beginning your application:
Term Investment accounts are available for Individuals, Businesses, Trusts, or Self-Managed Super Funds (SMSF). To open an account, you must be at least 18 years of age and have:
- Minimum $2,000 investment
- Bank account details (in the same name as the application and to be direct debited from an external bank account or an existing CDF Community Fund account)
- Australian residential address and contact details
- Valid identification (Driver's Licence, Passport etc.)
Additional requirements for Trusts/SMSFs:
- Certified copy of the full Trust Deed (plus any certified amendments)
- ABN
- ACN (if Corporate Trustee)
- Personal identification for all trustees, directors, and beneficiaries
After submission:
Our team will contact you to confirm receipt of your application and outline next steps. Trust and SMSF applications will require additional processing, which will be advised upon review of your application.
For more information, see the Term Investment Information Statement.
Speak to your financial advisor to determine if the Term Investment account is right for you.
More Good News


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CDPF Limited, a company established by the Australian Catholic Bishops Conference, has indemnified the CDF Community Fund ABN 94 380 397 118 (the Fund) against any liability arising out of a claim by investors in the Fund. In practice, this means your investment is backed by the assets of Catholic Archdiocese of Melbourne. The Fund is required by law to make the following disclosure: Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed here or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.