Personal | Term Investment

Term Investment

Earn a competitive rate of interest, while choosing the terms that are right for you, with a CDF Community Fund personal Term Investment account.

Open an Account

CDF customer: St Columbas College, Essendon

Special Offer

5.35% p.a. on a 12-month Term Investment

Available for a limited time and subject to change.

View current interest rates for personal accounts.

Features and benefits

Boost your savings while doing good

Accounts with CDF Community Fund support local Catholic organisations to continue their mission, such as schools, hospitals and social services.

Flexible terms and timeframes

Choose from a range of terms that are right for you. Options vary from 1 month to 2 years.

Local help, when you need it

Our Australian-based team are local and here to help if you need a hand.

Fixed return on your investment

Invest with peace of mind, knowing your rate is locked in for the term. Interest is calculated daily and compounded upon maturity.

Online accessibility

View and manage your account online, 24/7 from anywhere, on any device.

No fees

No fees for active personal accounts with CDF Community Fund.

How to apply?

Pictured: CDF Staff

Before beginning your application:

Term Investment accounts are available for Individuals, Businesses, Trusts, or Self-Managed Super Funds (SMSF). To open an account, you must be at least 18 years of age and have:

  • Minimum $2,000 investment
  • Bank account details (in the same name as the application and to be direct debited from an external bank account or an existing CDF Community Fund account)
  • Australian residential address and contact details
  • Valid identification (Driver's Licence, Passport etc.)

 

Additional requirements for Trusts/SMSFs:

  • Certified copy of the full Trust Deed (plus any certified amendments)
  • ABN
  • ACN (if Corporate Trustee)
  • Personal identification for all trustees, directors, and beneficiaries

After submission:

Our team will contact you to confirm receipt of your application and outline next steps. Trust and SMSF applications will require additional processing, which will be advised upon review of your application.

Apply Online - Term Investment Apply - Term Investment SMSF

For more information, see the Term Investment Information Statement.

Speak to your financial advisor to determine if the Term Investment account is right for you.

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April 17, 2026
For some children, the classroom can feel overwhelming. Anxiety, trauma, learning challenges or difficult life experiences can make it hard to concentrate, participate or feel safe at school. For these students, reconnecting with learning often requires more than traditional support approaches. Since 2018, MacKillop Family Services’ Paw Pals program has quietly been helping students take meaningful steps forward, one gentle interaction at a time. Through the presence of specially trained therapy dogs and skilled facilitators, Paw Pals creates safe and supportive environments where children can regulate emotions, rebuild trust and re-engage with learning. For the past five years, CDF has proudly partnered with MacKillop Family Services to support the continued growth of this program across schools.

A place of hope for the Bunbury Diocese: St Joseph's Church Albany named first Diocesan Shrine

April 2, 2026
On Sunday 22 March 2026, the Catholic community in Albany gathered for a moment that had been generations in the making. St Joseph's Church, Albany was formally declared the first Diocesan Shrine for the Diocese of Bunbury - a recognition that affirms what so many in the community have long known: this is a place where faith endures, and where people come to seek hope. The Elevation Mass, celebrated by Bishop George Kolodziej SDS DD and led locally by Parish Priest Fr Vincent Comple OSJ, brought together clergy, pilgrims and visitors from across the diocese to mark the occasion. It was the culmination of a weekend of prayer, reflection and celebration that honoured both the history of the Church in Albany and the beginning of this new chapter. A weekend of prayer and pilgrimage The celebrations unfolded across three days. Friday opened with a Holy Hour and Mass celebrated by Bishop George. On Saturday, pilgrims walked through Albany retracing the history of the Catholic Church in the region, before gathering for Mass and fellowship. Sunday's Elevation Mass brought the weekend to a close, followed by a community celebration of this important milestone.

Bishop Mark Ordained and Installed as Ninth Bishop of Ballarat

By Michelle Ross-FitzGerald • March 25, 2026
Media Release: Catholic Diocese of Ballarat The Catholic Diocese of Ballarat joyfully celebrated the ordination and installation of Fr Mark Freeman as the Ninth Bishop of Ballarat on Thursday 19 March at St Patrick’s Cathedral, Ballarat. The celebration brought together bishops, clergy, parish representatives, ecumenical guests, civic representatives, and members of the wider community to witness this significant moment in the life of the Church. The ordination and installation were led by Archbishop Peter A Comensoli with assisting bishops from all over Australia. In addition to around these 500 people packing St Patrick’s Cathedral, the ceremony was livestreamed to hundreds of people across the country.
Read more

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Contact our Client Services team on 1800 134 135

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The Fund is required by law to make the following disclosure: Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed here or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.